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Find a savings account that suits your goals and helps your money grow over time.
Clarity offers a complete range of savings accounts so you can access your funds on your terms, while maximising growth with competitive interest rates.
Clarity offers you a straightforward way to grow your savings with a competitive interest rate and the confidence of a bank deposit product.
Start saving from as little as R1 and grow your savings without worrying about monthly administration or platform fees.
Build your savings in both South African rands and US dollars, giving you the flexibility to diversify your savings.
Download the Clarity by Investec app on the Apple or Android app store
Follow the prompts to open your instant, notice or fixed term savings account
Name your savings account according to your saving goals and start saving from as little as R1
Your savings are held with a trusted financial institution backed by decades of experience and expertise. Save through the Clarity platform while benefiting from an Investec savings product. It’s the simplicity of Clarity, backed by the expertise and strength of Investec.
Whether you’re saving for retirement, a major purchase, your family, or future opportunities, Clarity helps you put your money to work with purpose. You can even name your account after your savings goal to help keep you motivated and on track.
Choose your term, know your rate, and track your savings easily. No confusing jargon or hidden surprises.
Earn a competitive return on your savings, whether you choose a instant, notice or fixed term account.
Getting started is simple. Open a free Clarity account in minutes, explore your options, and open an instant, notice or fixed-term savings account.
Your money, whenever you want it. The Investec PrimeSaver is a prime-linked savings account: meaning the interest rate moves with the South African Prime lending rate. This account allows you to earn a competitive interest rate, with immediate access to your funds at any time.
Start saving today from only R1. Interest is calculated daily and capitalised monthly; add funds at any time and start earning interest on those funds immediately.
You can also open a USD call account and save in US Dollars.
Notice deposits (From R1+) combine competitive returns with flexibility. Notice deposits offer you the higher rate of a fixed deposit with the flexibility and convenience of having access to your funds after you have placed notice.
Choose the notice term (7-day, 32-day or 90-day) that suits your savings need. You provide us with notice when you would like your funds to be available. You can add funds at any time and if you place notice, then no penalty fees apply to withdraw your funds. Interest rate is linked to Prime.
Place your savings (R10 000+) in a fixed term account and you will earn a fixed interest rate for the term. This ensures you have security of how much interest you will earn every month.
Your funds are locked away for the period of the investment, and you are unable to top up your fixed deposit. These types of accounts have an early withdrawal penalty.
Choose from 6-month, 12-month, 24 month or 60-month options.
With USD savings options available on Clarity, you can diversify your savings across currencies and keep a portion of your money in one of the world’s most widely used currencies. Easily convert between rands and US dollars without leaving the platform.
With a USD call account:
Built on Investec’s trusted expertise, Clarity combines advanced security, intuitive design, and powerful investment tools to help you save, trade, and invest with confidence across local and international markets: all from one easy-to-use platform.
Benefit from a secure, trusted investment platform built on Investec’s financial expertise.
Secure, encrypted and compliant with regulations.
Robust back-end for expedited local and international saving and trading.
Navigate the platform with ease using a clean, intuitive interface designed for every investor.
Access product comparison tools, multiple accounts, and real time management in one platform.
Save in ZAR or USD.
A local alternative platform for independent saving and investing.
Convert your rands to US dollars quickly and seamlessly to access global investment opportunities.
A fixed-term savings account allows you to invest your money for a set period at a fixed interest rate. You’ll know exactly what return you’ll earn over the term, helping you plan with confidence.
The minimum investment amount depends on the savings product you choose. You can view the latest minimum deposit requirements when opening your account through Clarity.
Save from R1 in an instant or notice account or from R10 000 in a fixed term deposit account.
Fixed-term savings accounts are designed to help you stay invested for the full term. Early access may be limited and could be subject to specific terms and conditions. Please refer to the product details before investing.
Your savings will earn interest based on the product rules of the savings account you open. Interest will be accrued daily and capitalised monthly. You may choose to have your interest paid out monthly or compounded into your savings account.
Clarity provides the digital platform that makes it easy to open and manage your savings account. Your savings are invested in an Investec savings product, giving you the convenience of Clarity and the confidence and security of saving with Investec.
