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Save with purpose

Find a savings account that suits your goals and helps your money grow over time.
Clarity offers a complete range of savings accounts so you can access your funds on your terms, while maximising growth with competitive interest rates.

Get Clarity. Get investing.

A South-African independent investment platform backed by a major bank; Clarity is your secure, global and digital alternative for saving, investing and trading in the world’s financial markets. 

Security Meets Strong Returns

Capital protection and competitive rates. It’s a smarter way to grow your wealth with reduced investment risk.

Affordable Investing for Everyone

Start investing with as little as R1 and grow your portfolio without worrying about monthly administration or platform fees.

Invest Locally and Globally

Build your wealth in both South African rands and US dollars, giving you the flexibility to diversify your savings.

Start in 3 simple steps.

Download the app

Download the Clarity by Investec app on the Apple or Android app store

Sign up for free

Follow the prompts to open your instant, notice or fixed term savings account

Open a savings account

Name your savings account according to your saving goals and start saving from as little as R1

Why save with Clarity?

With Clarity, you can choose how you save, whether you need flexibility, a bit of structure, or a longer-term plan. All backed by Investec, with competitive rates and a simple, easy-to-manage experience.

Backed by Investec

Your savings are held with a trusted financial institution backed by decades of experience and expertise. Save through the Clarity platform while benefiting from an Investec savings product. It’s the simplicity of Clarity, backed by the expertise and strength of Investec.

Save for what matters

Whether you’re saving for retirement, a major purchase, your family, or future opportunities, Clarity helps you put your money to work with purpose. You can even name your account after your savings goal to help keep you motivated and on track.

Simple and transparent

Choose your term, know your rate, and track your savings easily. No confusing jargon or hidden surprises.

Competitive returns

Earn a competitive return on your savings while knowing exactly what you’ll receive at maturity.

Clarity, it just makes sense.

Getting started is simple. Open a free Clarity account in minutes, explore your options, and open a instant, notice or fixed-term savings account.

Save with instant access

Your money, whenever you want it. The Investec PrimeSaver is a prime-linked savings account:  meaning the interest rate moves with the South African Prime lending rate. This allows you to earn a competitive interest rate, with immediate access to your funds at any time.

Start saving today from R1. Interest is calculated daily and capitalised monthly; add funds at any time and start earning interest on those funds immediately.

Save with a notice period

Notice deposits combine competitive returns with flexibility. Notice deposits offers you the higher rate of a fixed deposit with the flexibility of immediate access of a call account.

Choose the notice term (7-day, 32-day or 90-day) that suits your saving need. You provide us with notice when you would like your funds to be available. You can add funds at any time and if you place notice, then no penalty fees apply to withdraw your funds. Interest rate is linked to Prime.

Save for a fixed term

Place your savings in a fixed term account and you will earn a fixed interest rate for the term. This ensures you have security of how much interest you will earn every month.

You can compound your monthly interest or pay it away. You are unable to top up your fixed deposit and there are penalty fees for early withdrawal of funds.

Every goal starts with a plan.

A first home. Financial freedom. Your family’s future. Unexpected moments. Retirement.

Whatever you’re working towards, Clarity gives you the flexibility to choose the savings account that’s right for you, and the confidence of knowing your money is backed by Investec.

Save in USD

With USD savings options available on Clarity, you can diversify your savings across currencies and keep a portion of your money in one of the world’s most widely used currencies. Easily convert between rands and dollars without leaving the platform.

Everything You Need to Invest with Clarity.

Built on Investec’s trusted expertise, Clarity combines advanced security, intuitive design, and powerful investment tools to help you save, trade, and invest with confidence across local and international markets: all from one easy-to-use platform.

Fully backed

Benefit from a secure, trusted investment platform built on Investec’s financial expertise.

Compliance

Secure, encrypted and compliant with regulations.

Robust

Robust back-end for expedited local and international saving and trading.

Easy

Navigate the platform with ease using a clean, intuitive interface designed for every investor.

Delve deeper

Access powerful trading tools, real-time insights, and portfolio management features in one platform.

Local & global

Access to hundreds of local and international securities.

South African based

A local alternative platform for independent investing.

Fast conversion

Convert your rands to US dollars quickly and seamlessly to access global investment opportunities.

Single platform

Grow your wealth by saving, trading, and investing from a single, easy-to-use platform.

FAQ's

For a comprehensive overview of Clarity, including its features, functionality, investment options, account management tools, fees, security, and frequently asked questions, please visit the link below. You’ll find everything you need to understand how Clarity works and how it can help you achieve your investment goals.

A fixed-term savings account allows you to invest your money for a set period at a fixed interest rate. You’ll know exactly what return you’ll earn over the term, helping you plan with confidence.

The minimum investment amount depends on the savings product you choose. You can view the latest minimum deposit requirements when opening your account through Clarity.

Fixed-term savings accounts are designed to help you stay invested for the full term. Early access may be limited and could be subject to specific terms and conditions. Please refer to the product details before investing.

Your savings will earn interest at the fixed rate agreed when you open your account. Depending on the product you choose, interest may be paid out regularly or added to your investment to help your savings grow.

Clarity provides the digital platform that makes it easy to open and manage your account. Your savings are invested in an Investec savings product, giving you the convenience of Clarity and the confidence of saving with Investec.

Start Saving with Clarity Today

Download the Clarity app on the App Store or Google Play and enjoy a secure, intuitive platform to save, trade, and invest—wherever you are.

Explore the new Clarity experience

Clarity currently has two different apps in market for trading and saving. We’re building a simpler, more intuitive investing experience. While both platforms remain available together for a short period of time, they offer different features and experiences. Learn what’s changing and what it means for you.